Sentence Correction

For most consumers, the price of automobile insurance continues to rise annually, even if free of damage claims and moving violations.
(A) even if
(B) despite being
(C) even if they are
(D) although they may be
(E) even if remaining


Official Answer: C

Hi,

Kindly have a look at the question, it seems illogical to say that consumers are free of damages. Correct me if I am wrong.

I don't think it's illogical to say "Consumers are free of damage claims and moving violations."

The problem has already been discussed @
https://www.beatthegmat.com/1000-sc-q307-t22287.html
https://www.beatthegmat.com/is-cost-sing ... 19619.html
https://www.beatthegmat.com/price-of-aut ... 54174.html
https://gmatclub.com/forum/automobile-in ... 81796.html